Call reports 2016
MERCHANTS & PLANTERS BANK — 2016
What MERCHANTS & PLANTERS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 245,371,000 | 248,661,000 | 250,421,000 | 240,829,000 |
| Total loans | 146,243,000 | 160,990,000 | 166,217,000 | 149,422,000 |
| Allowance for loan losses | 1,247,000 | 1,241,000 | 1,327,000 | 1,395,000 |
| Securities available for sale | 68,254,000 | 60,042,000 | 48,217,000 | 52,971,000 |
| Securities held to maturity | 3,038,000 | 2,797,000 | 2,770,000 | 2,132,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,964,000 | 207,496,000 | 204,665,000 | 209,535,000 |
| Interest-bearing deposits | 164,505,000 | 158,084,000 | 154,752,000 | 156,181,000 |
| Noninterest-bearing deposits | 50,458,000 | 49,412,000 | 49,913,000 | 53,354,000 |
| Equity capital | 23,640,000 | 24,355,000 | 24,845,000 | 24,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,268,000 | 4,607,000 | 7,152,000 | 9,569,000 |
| Interest expense | 251,000 | 500,000 | 761,000 | 1,016,000 |
| Net interest income | 2,017,000 | 4,107,000 | 6,391,000 | 8,553,000 |
| Noninterest income | 725,000 | 1,497,000 | 2,276,000 | 2,958,000 |
| Noninterest expense | 1,985,000 | 4,228,000 | 6,469,000 | 8,461,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 200,000 |
| Pretax income | 794,000 | 1,578,000 | 2,359,000 | 3,176,000 |
| Income tax | 252,000 | 504,000 | 756,000 | 1,156,000 |
| Net income | 542,000 | 1,074,000 | 1,603,000 | 2,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,737,000 | 24,269,000 | 24,798,000 | 25,215,000 |
| Total capital | 24,984,000 | 25,510,000 | 26,125,000 | 26,610,000 |
| Risk-weighted assets | 175,270,000 | 185,412,000 | 187,334,000 | 170,667,000 |