Call reports 2015
MERCHANTS & PLANTERS BANK — 2015
What MERCHANTS & PLANTERS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 251,819,000 | 243,354,000 | 247,782,000 | 242,829,000 |
| Total loans | 134,077,000 | 142,254,000 | 147,743,000 | 143,186,000 |
| Allowance for loan losses | 1,138,000 | 1,187,000 | 1,324,000 | 1,344,000 |
| Securities available for sale | 71,102,000 | 70,894,000 | 73,330,000 | 68,585,000 |
| Securities held to maturity | 3,263,000 | 3,141,000 | 3,113,000 | 3,062,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,682,000 | 215,195,000 | 203,725,000 | 210,175,000 |
| Interest-bearing deposits | 171,731,000 | 167,657,000 | 159,965,000 | 162,785,000 |
| Noninterest-bearing deposits | 51,951,000 | 47,537,000 | 43,760,000 | 47,391,000 |
| Equity capital | 21,698,000 | 21,693,000 | 22,697,000 | 22,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,167,000 | 4,455,000 | 6,814,000 | 9,170,000 |
| Interest expense | 274,000 | 544,000 | 811,000 | 1,074,000 |
| Net interest income | 1,893,000 | 3,911,000 | 6,003,000 | 8,096,000 |
| Noninterest income | 613,000 | 1,431,000 | 2,229,000 | 2,902,000 |
| Noninterest expense | 1,948,000 | 4,072,000 | 6,069,000 | 8,174,000 |
| Provision for loan losses | 75,000 | 150,000 | 285,000 | 326,000 |
| Pretax income | 523,000 | 1,176,000 | 1,934,000 | 2,578,000 |
| Income tax | 127,000 | 287,000 | 559,000 | 938,000 |
| Net income | 396,000 | 889,000 | 1,375,000 | 1,640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,951,000 | 22,445,000 | 22,930,000 | 23,195,000 |
| Total capital | 23,089,000 | 23,632,000 | 24,254,000 | 24,539,000 |
| Risk-weighted assets | 178,133,000 | 185,100,000 | 176,293,000 | 173,458,000 |