Call reports 2012
MERCHANTS & PLANTERS BANK — 2012
What MERCHANTS & PLANTERS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 226,190,000 | 224,527,000 | 225,128,000 | 233,650,000 |
| Total loans | 92,631,000 | 111,669,000 | 117,070,000 | 100,415,000 |
| Allowance for loan losses | 1,790,000 | 1,790,000 | 1,441,000 | 1,418,000 |
| Securities available for sale | 93,102,000 | 70,998,000 | 64,129,000 | 69,950,000 |
| Securities held to maturity | 7,929,000 | 7,673,000 | 6,947,000 | 6,341,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,217,000 | 201,228,000 | 200,692,000 | 208,971,000 |
| Interest-bearing deposits | 163,598,000 | 160,725,000 | 162,003,000 | 170,988,000 |
| Noninterest-bearing deposits | 39,619,000 | 40,503,000 | 38,689,000 | 37,982,000 |
| Equity capital | 17,220,000 | 17,490,000 | 18,292,000 | 18,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,195,000 | 4,303,000 | 6,558,000 | 8,727,000 |
| Interest expense | 544,000 | 1,082,000 | 1,610,000 | 2,114,000 |
| Net interest income | 1,651,000 | 3,221,000 | 4,948,000 | 6,613,000 |
| Noninterest income | 642,000 | 1,291,000 | 1,962,000 | 2,678,000 |
| Noninterest expense | 1,776,000 | 3,728,000 | 5,494,000 | 7,382,000 |
| Provision for loan losses | 125,000 | 125,000 | 125,000 | 125,000 |
| Pretax income | 400,000 | 836,000 | 1,464,000 | 1,913,000 |
| Income tax | 69,000 | 118,000 | 172,000 | 272,000 |
| Net income | 331,000 | 718,000 | 1,292,000 | 1,641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,082,000 | 17,469,000 | 18,044,000 | 18,391,000 |
| Total capital | 18,674,000 | 19,221,000 | 19,485,000 | 19,809,000 |
| Risk-weighted assets | 127,154,000 | 140,142,000 | 143,125,000 | 133,129,000 |