Call reports 2011
MERCHANTS & PLANTERS BANK — 2011
What MERCHANTS & PLANTERS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 208,985,000 | 210,878,000 | 213,474,000 | 215,555,000 |
| Total loans | 89,962,000 | 99,677,000 | 110,556,000 | 97,817,000 |
| Allowance for loan losses | 1,399,000 | 1,527,000 | 1,620,000 | 1,648,000 |
| Securities available for sale | 77,758,000 | 71,126,000 | 59,185,000 | 77,448,000 |
| Securities held to maturity | 9,003,000 | 8,659,000 | 8,411,000 | 8,130,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,315,000 | 188,698,000 | 190,708,000 | 192,859,000 |
| Interest-bearing deposits | 154,775,000 | 154,526,000 | 155,139,000 | 159,077,000 |
| Noninterest-bearing deposits | 33,540,000 | 34,172,000 | 35,569,000 | 33,781,000 |
| Equity capital | 14,942,000 | 16,579,000 | 16,887,000 | 16,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,334,000 | 4,791,000 | 7,314,000 | 9,669,000 |
| Interest expense | 613,000 | 1,230,000 | 1,832,000 | 2,410,000 |
| Net interest income | 1,721,000 | 3,561,000 | 5,482,000 | 7,259,000 |
| Noninterest income | 492,000 | 1,126,000 | 1,752,000 | 2,430,000 |
| Noninterest expense | 1,658,000 | 3,425,000 | 5,365,000 | 7,213,000 |
| Provision for loan losses | 285,000 | 410,000 | 560,000 | 705,000 |
| Pretax income | 487,000 | 1,100,000 | 1,612,000 | 2,004,000 |
| Income tax | 79,000 | 123,000 | 222,000 | 440,000 |
| Net income | 408,000 | 977,000 | 1,390,000 | 1,564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,594,000 | 16,163,000 | 16,576,000 | 16,751,000 |
| Total capital | 16,993,000 | 17,690,000 | 18,196,000 | 18,376,000 |
| Risk-weighted assets | 122,509,000 | 131,581,000 | 138,198,000 | 129,974,000 |