Call reports 2009
MERCHANTS & PLANTERS BANK — 2009
What MERCHANTS & PLANTERS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 182,606,000 | 185,372,000 | 183,139,000 | 195,495,000 |
| Total loans | 73,024,000 | 78,799,000 | 85,541,000 | 79,326,000 |
| Allowance for loan losses | 1,196,000 | 1,211,000 | 1,185,000 | 1,045,000 |
| Securities available for sale | 41,242,000 | 39,892,000 | 41,871,000 | 58,024,000 |
| Securities held to maturity | 34,700,000 | 26,846,000 | 23,352,000 | 20,642,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,935,000 | 167,003,000 | 163,842,000 | 176,354,000 |
| Interest-bearing deposits | 132,915,000 | 135,496,000 | 134,139,000 | 137,437,000 |
| Noninterest-bearing deposits | 31,020,000 | 31,507,000 | 29,703,000 | 38,917,000 |
| Equity capital | 14,028,000 | 13,868,000 | 14,651,000 | 14,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,311,000 | 4,458,000 | 6,909,000 | 9,267,000 |
| Interest expense | 766,000 | 1,505,000 | 2,241,000 | 2,932,000 |
| Net interest income | 1,545,000 | 2,953,000 | 4,668,000 | 6,335,000 |
| Noninterest income | 506,000 | 1,011,000 | 1,682,000 | 2,229,000 |
| Noninterest expense | 1,479,000 | 2,975,000 | 4,665,000 | 6,206,000 |
| Provision for loan losses | 125,000 | 175,000 | 325,000 | 525,000 |
| Pretax income | 447,000 | 881,000 | 1,458,000 | 1,929,000 |
| Income tax | 146,000 | 292,000 | 438,000 | 534,000 |
| Net income | 301,000 | 589,000 | 1,020,000 | 1,395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,734,000 | 13,823,000 | 14,254,000 | 14,229,000 |
| Total capital | 14,930,000 | 15,034,000 | 15,439,000 | 15,274,000 |
| Risk-weighted assets | 102,985,000 | 107,010,000 | 112,089,000 | 111,076,000 |