Call reports 2007
MERCHANTS & PLANTERS BANK — 2007
What MERCHANTS & PLANTERS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 149,695,000 | 153,713,000 | 151,750,000 | 159,626,000 |
| Total loans | 73,734,000 | 79,334,000 | 83,948,000 | 74,298,000 |
| Allowance for loan losses | 913,000 | 1,011,000 | 1,090,000 | 1,153,000 |
| Securities available for sale | 45,008,000 | 39,386,000 | 36,573,000 | 33,019,000 |
| Securities held to maturity | 13,520,000 | 14,058,000 | 12,703,000 | 19,928,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,487,000 | 136,188,000 | 129,972,000 | 141,563,000 |
| Interest-bearing deposits | 104,643,000 | 103,228,000 | 103,891,000 | 113,377,000 |
| Noninterest-bearing deposits | 26,844,000 | 32,960,000 | 26,081,000 | 28,186,000 |
| Equity capital | 12,628,000 | 12,392,000 | 12,604,000 | 12,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,250,000 | 4,645,000 | 7,108,000 | 9,532,000 |
| Interest expense | 854,000 | 1,784,000 | 2,725,000 | 3,730,000 |
| Net interest income | 1,396,000 | 2,861,000 | 4,383,000 | 5,802,000 |
| Noninterest income | 587,000 | 1,187,000 | 1,783,000 | 2,390,000 |
| Noninterest expense | 1,388,000 | 2,729,000 | 4,214,000 | 5,769,000 |
| Provision for loan losses | 150,000 | 255,000 | 355,000 | 430,000 |
| Pretax income | 445,000 | 1,064,000 | 1,597,000 | 1,993,000 |
| Income tax | 116,000 | 232,000 | 383,000 | 631,000 |
| Net income | 329,000 | 832,000 | 1,214,000 | 1,362,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,965,000 | 13,122,000 | 13,195,000 | 13,223,000 |
| Total capital | 13,878,000 | 14,133,000 | 14,285,000 | 14,376,000 |
| Risk-weighted assets | 92,766,000 | 97,210,000 | 100,329,000 | 96,031,000 |