Call reports 2006
MERCHANTS & PLANTERS BANK — 2006
What MERCHANTS & PLANTERS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 142,268,000 | 145,578,000 | 144,841,000 | 147,065,000 |
| Total loans | 70,180,000 | 75,190,000 | 75,417,000 | 72,482,000 |
| Allowance for loan losses | 1,027,000 | 928,000 | 787,000 | 795,000 |
| Securities available for sale | 52,385,000 | 50,685,000 | 49,527,000 | 46,987,000 |
| Securities held to maturity | 360,000 | 333,000 | 308,000 | 3,502,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,229,000 | 127,955,000 | 121,783,000 | 129,446,000 |
| Interest-bearing deposits | 99,205,000 | 99,495,000 | 97,441,000 | 100,771,000 |
| Noninterest-bearing deposits | 26,024,000 | 28,460,000 | 24,342,000 | 28,675,000 |
| Equity capital | 11,952,000 | 11,429,000 | 12,297,000 | 12,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,015,000 | 4,059,000 | 6,193,000 | 8,349,000 |
| Interest expense | 620,000 | 1,308,000 | 2,111,000 | 2,873,000 |
| Net interest income | 1,395,000 | 2,751,000 | 4,082,000 | 5,476,000 |
| Noninterest income | 505,000 | 1,063,000 | 1,610,000 | 2,176,000 |
| Noninterest expense | 1,378,000 | 2,738,000 | 4,167,000 | 5,473,000 |
| Provision for loan losses | 100,000 | 220,000 | 320,000 | 375,000 |
| Pretax income | 422,000 | 856,000 | 1,205,000 | 1,804,000 |
| Income tax | 116,000 | 232,000 | 348,000 | 558,000 |
| Net income | 306,000 | 624,000 | 857,000 | 1,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,720,000 | 12,739,000 | 12,872,000 | 12,861,000 |
| Total capital | 13,747,000 | 13,667,000 | 13,659,000 | 13,656,000 |
| Risk-weighted assets | 89,569,000 | 95,737,000 | 94,672,000 | 90,758,000 |