Call reports 2003
MERCHANTS & PLANTERS BANK — 2003
What MERCHANTS & PLANTERS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 138,911,000 | 144,921,000 | 142,674,000 | 144,523,000 |
| Total loans | 77,476,000 | 78,692,000 | 81,196,000 | 76,337,000 |
| Allowance for loan losses | 957,000 | 1,181,000 | 1,265,000 | 1,384,000 |
| Securities available for sale | 30,718,000 | 39,617,000 | 41,652,000 | 48,796,000 |
| Securities held to maturity | 5,943,000 | 4,364,000 | 1,691,000 | 1,606,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,778,000 | 128,731,000 | 126,350,000 | 128,160,000 |
| Interest-bearing deposits | 100,913,000 | 106,970,000 | 105,437,000 | 104,822,000 |
| Noninterest-bearing deposits | 21,865,000 | 21,761,000 | 20,913,000 | 23,338,000 |
| Equity capital | 12,044,000 | 12,047,000 | 12,081,000 | 11,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,851,000 | 3,699,000 | 5,608,000 | 7,543,000 |
| Interest expense | 574,000 | 1,134,000 | 1,665,000 | 2,158,000 |
| Net interest income | 1,277,000 | 2,565,000 | 3,943,000 | 5,385,000 |
| Noninterest income | 400,000 | 812,000 | 1,211,000 | 1,616,000 |
| Noninterest expense | 1,028,000 | 2,167,000 | 3,324,000 | 4,509,000 |
| Provision for loan losses | 225,000 | 525,000 | 850,000 | 1,050,000 |
| Pretax income | 424,000 | 685,000 | 980,000 | 1,470,000 |
| Income tax | 116,000 | 236,000 | 352,000 | 498,000 |
| Net income | 308,000 | 449,000 | 628,000 | 972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,908,000 | 11,898,000 | 12,078,000 | 12,072,000 |
| Total capital | 12,865,000 | 13,044,000 | 13,239,000 | 13,196,000 |
| Risk-weighted assets | 89,204,000 | 91,684,000 | 92,799,000 | 89,691,000 |