Call reports 2002
MERCHANTS & PLANTERS BANK — 2002
What MERCHANTS & PLANTERS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 141,031,000 | 137,625,000 | 141,250,000 | 139,172,000 |
| Total loans | 83,326,000 | 81,665,000 | 85,159,000 | 79,077,000 |
| Allowance for loan losses | 804,000 | 753,000 | 1,093,000 | 797,000 |
| Securities available for sale | 23,290,000 | 12,788,000 | 18,247,000 | 25,837,000 |
| Securities held to maturity | 14,191,000 | 16,046,000 | 8,502,000 | 6,929,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,664,000 | 122,399,000 | 125,787,000 | 123,378,000 |
| Interest-bearing deposits | 106,293,000 | 103,263,000 | 102,535,000 | 102,965,000 |
| Noninterest-bearing deposits | 19,371,000 | 19,136,000 | 23,252,000 | 20,413,000 |
| Equity capital | 11,110,000 | 11,105,000 | 11,367,000 | 11,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,913,000 | 3,944,000 | 5,890,000 | 7,786,000 |
| Interest expense | 933,000 | 1,731,000 | 2,424,000 | 3,057,000 |
| Net interest income | 980,000 | 2,213,000 | 3,466,000 | 4,729,000 |
| Noninterest income | 509,000 | 904,000 | 1,307,000 | 1,727,000 |
| Noninterest expense | 937,000 | 1,973,000 | 2,936,000 | 4,095,000 |
| Provision for loan losses | 225,000 | 450,000 | 875,000 | 1,025,000 |
| Pretax income | 327,000 | 728,000 | 996,000 | 1,370,000 |
| Income tax | 109,000 | 255,000 | 371,000 | 463,000 |
| Net income | 218,000 | 473,000 | 625,000 | 907,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,062,000 | 11,167,000 | 11,319,000 | 11,600,000 |
| Total capital | 11,866,000 | 11,920,000 | 12,412,000 | 12,397,000 |
| Risk-weighted assets | 95,223,000 | 92,725,000 | 95,833,000 | 90,614,000 |