Call reports 2026
MECHANICS BANK — 2026
What MECHANICS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 21,403,986,000 | 21,245,166,000 |
| Total loans | 13,860,394,000 | 13,583,890,000 |
| Allowance for loan losses | 156,796,000 | 152,601,000 |
| Securities available for sale | 3,937,112,000 | 4,122,640,000 |
| Securities held to maturity | 1,313,520,000 | 1,286,813,000 |
| Trading assets | 53,024,000 | 49,467,000 |
| Total deposits | 18,251,541,000 | 18,098,231,000 |
| Interest-bearing deposits | 11,734,263,000 | 11,671,041,000 |
| Noninterest-bearing deposits | 6,517,278,000 | 6,427,190,000 |
| Equity capital | 2,927,457,000 | 2,826,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 241,928,000 | 479,864,000 |
| Interest expense | 58,551,000 | 116,150,000 |
| Net interest income | 183,377,000 | 363,714,000 |
| Noninterest income | 20,359,000 | 43,481,000 |
| Noninterest expense | 129,282,000 | 253,794,000 |
| Provision for loan losses | 7,593,000 | 6,689,000 |
| Pretax income | 66,434,000 | 149,127,000 |
| Income tax | 18,932,000 | 41,396,000 |
| Net income | 47,502,000 | 107,731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 1,936,097,000 | 1,915,024,000 |
| Total capital | 2,097,940,000 | 2,069,655,000 |
| Risk-weighted assets | 12,945,172,000 | 12,367,116,000 |