Call reports 2025
MECHANICS BANK — 2025
What MECHANICS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 16,544,299,000 | 16,575,049,000 | 22,712,606,000 | 22,367,624,000 |
| Total loans | 9,420,224,000 | 9,244,123,000 | 14,627,449,000 | 14,186,376,000 |
| Allowance for loan losses | 75,515,000 | 68,334,000 | 168,959,000 | 153,319,000 |
| Securities available for sale | 3,586,322,000 | 2,562,438,000 | 3,492,151,000 | 3,996,753,000 |
| Securities held to maturity | 1,416,914,000 | 1,391,211,000 | 1,363,636,000 | 1,336,632,000 |
| Trading assets | 9,416,000 | 7,149,000 | 56,311,000 | 53,489,000 |
| Total deposits | 13,990,207,000 | 13,972,737,000 | 19,460,206,000 | 19,035,000,000 |
| Interest-bearing deposits | 8,494,213,000 | 8,518,847,000 | 12,708,010,000 | 12,284,388,000 |
| Noninterest-bearing deposits | 5,495,994,000 | 5,453,890,000 | 6,752,196,000 | 6,750,612,000 |
| Equity capital | 2,374,091,000 | 2,416,618,000 | 2,972,889,000 | 3,062,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 173,583,000 | 351,738,000 | 556,616,000 | 811,728,000 |
| Interest expense | 45,130,000 | 93,155,000 | 150,775,000 | 219,742,000 |
| Net interest income | 128,453,000 | 258,583,000 | 405,841,000 | 591,986,000 |
| Noninterest income | 14,982,000 | 30,348,000 | 139,728,000 | 217,674,000 |
| Noninterest expense | 85,437,000 | 177,031,000 | 340,608,000 | 468,855,000 |
| Provision for loan losses | -3,752,000 | -3,395,000 | 42,664,000 | 20,503,000 |
| Pretax income | 61,455,000 | 120,497,000 | 167,208,000 | 326,454,000 |
| Income tax | 17,664,000 | 34,221,000 | 24,161,000 | 53,811,000 |
| Net income | 43,791,000 | 86,276,000 | 143,047,000 | 272,643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,546,975,000 | 1,591,547,000 | 2,027,011,000 | 2,054,349,000 |
| Total capital | 1,626,950,000 | 1,663,615,000 | 2,197,436,000 | 2,214,783,000 |
| Risk-weighted assets | 9,156,549,000 | 8,711,800,000 | 13,627,046,000 | 13,173,958,000 |