Call reports 2019
MECHANICS BANK — 2019
What MECHANICS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 6,045,496,000 | 6,299,309,000 | 17,299,341,000 | 17,204,194,000 |
| Total loans | 4,575,224,000 | 4,733,297,000 | 9,974,072,000 | 10,166,399,000 |
| Allowance for loan losses | 27,380,000 | 26,127,000 | 35,027,000 | 37,315,000 |
| Securities available for sale | 624,360,000 | 608,703,000 | 3,498,691,000 | 4,355,792,000 |
| Securities held to maturity | 134,881,000 | 128,393,000 | 121,533,000 | 112,297,000 |
| Trading assets | 0 | 0 | 54,704,000 | 41,341,000 |
| Total deposits | 4,774,188,000 | 4,733,209,000 | 14,668,158,000 | 14,593,878,000 |
| Interest-bearing deposits | 2,724,341,000 | 2,644,412,000 | 8,587,645,000 | 8,362,863,000 |
| Noninterest-bearing deposits | 2,049,847,000 | 2,088,797,000 | 6,080,513,000 | 6,231,015,000 |
| Equity capital | 872,810,000 | 891,391,000 | 2,263,168,000 | 2,297,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 68,471,000 | 139,598,000 | 242,257,000 | 406,578,000 |
| Interest expense | 6,564,000 | 13,784,000 | 24,136,000 | 37,610,000 |
| Net interest income | 61,907,000 | 125,814,000 | 218,121,000 | 368,968,000 |
| Noninterest income | 14,380,000 | 24,811,000 | 38,862,000 | 60,729,000 |
| Noninterest expense | 48,498,000 | 98,019,000 | 207,250,000 | 316,206,000 |
| Provision for loan losses | 6,495,000 | 10,169,000 | 25,607,000 | 35,324,000 |
| Pretax income | 21,294,000 | 42,437,000 | 24,148,000 | 78,320,000 |
| Income tax | 6,090,000 | 12,127,000 | 7,174,000 | 20,593,000 |
| Net income | 15,204,000 | 30,310,000 | 16,974,000 | 57,727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 515,924,000 | 532,397,000 | 1,317,204,000 | 1,357,709,000 |
| Total capital | 570,152,000 | 585,034,000 | 1,386,632,000 | 1,427,115,000 |
| Risk-weighted assets | 4,716,309,000 | 4,830,317,000 | 10,450,618,000 | 10,439,219,000 |