Call reports 2012
MECHANICS BANK — 2012
What MECHANICS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 3,051,374,000 | 3,087,494,000 | 3,118,314,000 | 3,182,474,000 |
| Total loans | 1,687,968,000 | 1,717,103,000 | 1,691,486,000 | 1,686,876,000 |
| Allowance for loan losses | 39,461,000 | 37,602,000 | 34,197,000 | 29,304,000 |
| Securities available for sale | 1,035,990,000 | 1,014,762,000 | 1,125,504,000 | 986,840,000 |
| Securities held to maturity | 43,596,000 | 43,598,000 | 57,659,000 | 227,397,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,574,643,000 | 2,626,900,000 | 2,638,228,000 | 2,730,507,000 |
| Interest-bearing deposits | 1,734,829,000 | 1,758,261,000 | 1,763,891,000 | 1,805,857,000 |
| Noninterest-bearing deposits | 839,814,000 | 868,639,000 | 874,337,000 | 924,650,000 |
| Equity capital | 293,220,000 | 299,282,000 | 309,922,000 | 308,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 29,239,000 | 58,123,000 | 88,276,000 | 118,469,000 |
| Interest expense | 1,689,000 | 3,284,000 | 4,806,000 | 6,159,000 |
| Net interest income | 27,550,000 | 54,839,000 | 83,470,000 | 112,310,000 |
| Noninterest income | 5,642,000 | 12,077,000 | 16,800,000 | 23,319,000 |
| Noninterest expense | 26,140,000 | 53,480,000 | 80,748,000 | 110,542,000 |
| Provision for loan losses | 5,994,000 | 9,092,000 | 6,578,000 | 1,646,000 |
| Pretax income | 3,310,000 | 9,506,000 | 21,603,000 | 32,874,000 |
| Income tax | 533,000 | 2,318,000 | 6,573,000 | 10,526,000 |
| Net income | 2,777,000 | 7,188,000 | 15,030,000 | 22,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 302,545,000 | 305,308,000 | 311,503,000 | 313,991,000 |
| Total capital | 327,947,000 | 330,545,000 | 336,951,000 | 339,786,000 |
| Risk-weighted assets | 2,015,956,000 | 2,001,879,000 | 2,025,654,000 | 2,057,393,000 |