Call reports 2011
MECHANICS BANK — 2011
What MECHANICS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 2,813,579,000 | 2,906,336,000 | 2,932,423,000 | 2,991,658,000 |
| Total loans | 1,763,296,000 | 1,715,581,000 | 1,711,858,000 | 1,687,956,000 |
| Allowance for loan losses | 39,598,000 | 34,437,000 | 34,638,000 | 34,894,000 |
| Securities available for sale | 767,989,000 | 877,454,000 | 958,822,000 | 1,010,701,000 |
| Securities held to maturity | 43,586,000 | 43,588,000 | 43,591,000 | 43,593,000 |
| Trading assets | 10,139,000 | 10,068,000 | 0 | 0 |
| Total deposits | 2,379,877,000 | 2,409,456,000 | 2,483,519,000 | 2,573,631,000 |
| Interest-bearing deposits | 1,649,889,000 | 1,645,322,000 | 1,696,922,000 | 1,735,491,000 |
| Noninterest-bearing deposits | 729,988,000 | 764,134,000 | 786,597,000 | 838,140,000 |
| Equity capital | 288,007,000 | 294,134,000 | 298,176,000 | 294,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 30,855,000 | 61,223,000 | 90,743,000 | 121,771,000 |
| Interest expense | 2,352,000 | 4,534,000 | 6,589,000 | 8,538,000 |
| Net interest income | 28,503,000 | 56,689,000 | 84,154,000 | 113,233,000 |
| Noninterest income | 6,656,000 | 13,129,000 | 18,507,000 | 24,259,000 |
| Noninterest expense | 27,393,000 | 53,393,000 | 79,639,000 | 106,168,000 |
| Provision for loan losses | 4,506,000 | 13,214,000 | 17,724,000 | 21,894,000 |
| Pretax income | 4,247,000 | 5,373,000 | 10,493,000 | 20,225,000 |
| Income tax | 439,000 | -635,000 | -14,000 | 2,999,000 |
| Net income | 3,808,000 | 6,008,000 | 10,507,000 | 17,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 288,314,000 | 295,429,000 | 298,281,000 | 301,415,000 |
| Total capital | 313,783,000 | 320,859,000 | 323,961,000 | 326,797,000 |
| Risk-weighted assets | 2,020,491,000 | 2,021,832,000 | 2,040,657,000 | 2,019,355,000 |