Call reports 2009
MECHANICS BANK — 2009
What MECHANICS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 2,762,884,000 | 2,768,235,000 | 2,826,321,000 | 2,944,942,000 |
| Total loans | 1,851,637,000 | 1,874,357,000 | 1,849,000,000 | 1,833,823,000 |
| Allowance for loan losses | 20,492,000 | 21,826,000 | 25,450,000 | 25,131,000 |
| Securities available for sale | 650,137,000 | 629,538,000 | 592,342,000 | 604,261,000 |
| Securities held to maturity | 0 | 0 | 0 | 2,237,000 |
| Trading assets | 20,081,000 | 30,085,000 | 130,262,000 | 184,547,000 |
| Total deposits | 2,188,581,000 | 2,248,713,000 | 2,293,048,000 | 2,396,257,000 |
| Interest-bearing deposits | 1,608,383,000 | 1,642,508,000 | 1,672,633,000 | 1,731,777,000 |
| Noninterest-bearing deposits | 580,198,000 | 606,205,000 | 620,415,000 | 664,480,000 |
| Equity capital | 288,976,000 | 290,740,000 | 302,331,000 | 293,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 34,362,000 | 68,595,000 | 103,132,000 | 137,789,000 |
| Interest expense | 7,139,000 | 13,460,000 | 19,277,000 | 24,029,000 |
| Net interest income | 27,223,000 | 55,135,000 | 83,855,000 | 113,760,000 |
| Noninterest income | 5,438,000 | 10,558,000 | 16,646,000 | 22,400,000 |
| Noninterest expense | 24,072,000 | 47,693,000 | 72,192,000 | 96,314,000 |
| Provision for loan losses | 4,157,000 | 10,330,000 | 17,906,000 | 32,438,000 |
| Pretax income | 4,744,000 | 8,016,000 | 12,026,000 | 14,147,000 |
| Income tax | -372,000 | -529,000 | -333,000 | -1,111,000 |
| Net income | 5,116,000 | 8,545,000 | 12,359,000 | 15,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 286,949,000 | 288,730,000 | 290,897,000 | 290,212,000 |
| Total capital | 308,341,000 | 311,284,000 | 317,017,000 | 315,971,000 |
| Risk-weighted assets | 2,103,461,000 | 2,090,386,000 | 2,093,374,000 | 2,095,835,000 |