Call report 2004Q4
MECHANICS BANK — 2004Q4
The 22 measures MECHANICS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,469,350,000 | USD | evidence → |
| Total loans | 1,575,262,000 | USD | evidence → |
| Allowance for loan losses | 22,153,000 | USD | evidence → |
| Securities available for sale | 728,413,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,103,154,000 | USD | evidence → |
| Interest-bearing deposits | 1,612,829,000 | USD | evidence → |
| Noninterest-bearing deposits | 490,325,000 | USD | evidence → |
| Equity capital | 236,616,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 118,457,000 | USD | evidence → |
| Interest expense | 26,480,000 | USD | evidence → |
| Net interest income | 91,977,000 | USD | evidence → |
| Noninterest income | 15,435,000 | USD | evidence → |
| Noninterest expense | 69,278,000 | USD | evidence → |
| Provision for loan losses | 2,455,000 | USD | evidence → |
| Pretax income | 35,677,000 | USD | evidence → |
| Income tax | 11,567,000 | USD | evidence → |
| Net income | 24,110,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 235,826,000 | USD | evidence → |
| Total capital | 258,474,000 | USD | evidence → |
| Risk-weighted assets | 1,867,638,000 | USD | evidence → |