Call report 2003Q4
MECHANICS BANK — 2003Q4
The 22 measures MECHANICS BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,270,485,000 | USD | evidence → |
| Total loans | 1,584,623,000 | USD | evidence → |
| Allowance for loan losses | 21,000,000 | USD | evidence → |
| Securities available for sale | 484,796,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,903,729,000 | USD | evidence → |
| Interest-bearing deposits | 1,459,513,000 | USD | evidence → |
| Noninterest-bearing deposits | 444,216,000 | USD | evidence → |
| Equity capital | 224,051,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 121,040,000 | USD | evidence → |
| Interest expense | 26,102,000 | USD | evidence → |
| Net interest income | 94,938,000 | USD | evidence → |
| Noninterest income | 15,310,000 | USD | evidence → |
| Noninterest expense | 66,415,000 | USD | evidence → |
| Provision for loan losses | 3,600,000 | USD | evidence → |
| Pretax income | 40,690,000 | USD | evidence → |
| Income tax | 13,850,000 | USD | evidence → |
| Net income | 26,840,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 219,631,000 | USD | evidence → |
| Total capital | 240,631,000 | USD | evidence → |
| Risk-weighted assets | 1,820,445,000 | USD | evidence → |