Call reports 2025
FIRST NATIONAL BANK OF MERTZON, THE — 2025
What FIRST NATIONAL BANK OF MERTZON, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 554,288,000 | 539,669,000 | 548,438,000 | 487,060,000 |
| Total loans | 69,519,000 | 74,248,000 | 75,335,000 | 74,658,000 |
| Allowance for loan losses | 1,631,000 | 1,619,000 | 1,619,000 | 1,616,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 254,828,000 | 259,508,000 | 250,124,000 | 240,570,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 484,573,000 | 467,702,000 | 473,867,000 | 411,444,000 |
| Interest-bearing deposits | 363,010,000 | 344,963,000 | 352,098,000 | 278,619,000 |
| Noninterest-bearing deposits | 121,563,000 | 122,739,000 | 121,769,000 | 132,825,000 |
| Equity capital | 68,035,000 | 70,881,000 | 73,474,000 | 74,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,759,000 | 10,163,000 | 15,229,000 | 20,203,000 |
| Interest expense | 601,000 | 1,227,000 | 1,856,000 | 2,478,000 |
| Net interest income | 4,158,000 | 8,936,000 | 13,373,000 | 17,725,000 |
| Noninterest income | 117,000 | 218,000 | 315,000 | 416,000 |
| Noninterest expense | 1,168,000 | 2,344,000 | 3,597,000 | 5,476,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,107,000 | 6,810,000 | 10,091,000 | 12,665,000 |
| Income tax | 651,000 | 1,508,000 | 2,196,000 | 2,689,000 |
| Net income | 2,456,000 | 5,302,000 | 7,895,000 | 9,976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,035,000 | 70,881,000 | 73,474,000 | 74,622,000 |
| Total capital | 69,005,000 | 71,928,000 | 74,516,000 | 75,664,000 |
| Risk-weighted assets | 76,757,000 | 82,969,000 | 82,557,000 | 82,578,000 |
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