Call reports 2023
FIRST NATIONAL BANK OF MERTZON, THE — 2023
What FIRST NATIONAL BANK OF MERTZON, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 567,562,000 | 494,981,000 | 500,189,000 | 508,908,000 |
| Total loans | 79,192,000 | 79,971,000 | 82,400,000 | 88,981,000 |
| Allowance for loan losses | 1,395,000 | 1,395,000 | 1,395,000 | 1,509,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 267,015,000 | 251,828,000 | 280,982,000 | 279,326,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 517,786,000 | 443,152,000 | 445,872,000 | 452,615,000 |
| Interest-bearing deposits | 370,387,000 | 308,715,000 | 313,786,000 | 312,518,000 |
| Noninterest-bearing deposits | 147,399,000 | 134,437,000 | 132,086,000 | 140,097,000 |
| Equity capital | 48,358,000 | 51,231,000 | 53,801,000 | 55,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,664,000 | 9,669,000 | 14,389,000 | 19,383,000 |
| Interest expense | 242,000 | 607,000 | 1,029,000 | 1,526,000 |
| Net interest income | 4,422,000 | 9,062,000 | 13,360,000 | 17,857,000 |
| Noninterest income | 97,000 | 198,000 | 299,000 | 398,000 |
| Noninterest expense | 1,082,000 | 2,190,000 | 3,339,000 | 4,890,000 |
| Provision for loan losses | 0 | 0 | 0 | 125,000 |
| Pretax income | 3,437,000 | 7,070,000 | 10,320,000 | 13,240,000 |
| Income tax | 717,000 | 1,477,000 | 2,157,000 | 2,770,000 |
| Net income | 2,720,000 | 5,593,000 | 8,163,000 | 10,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,358,000 | 51,231,000 | 53,800,000 | 55,642,000 |
| Total capital | 49,452,000 | 52,279,000 | 54,884,000 | 56,805,000 |
| Risk-weighted assets | 87,238,000 | 83,490,000 | 86,347,000 | 92,682,000 |
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