Call reports 2022
FIRST NATIONAL BANK OF MERTZON, THE — 2022
What FIRST NATIONAL BANK OF MERTZON, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 534,260,000 | 529,126,000 | 553,594,000 | 581,146,000 |
| Total loans | 61,525,000 | 61,182,000 | 63,629,000 | 64,890,000 |
| Allowance for loan losses | 1,394,000 | 1,398,000 | 1,394,000 | 1,394,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 225,426,000 | 240,199,000 | 249,863,000 | 259,485,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 493,338,000 | 487,414,000 | 510,339,000 | 534,879,000 |
| Interest-bearing deposits | 313,855,000 | 308,935,000 | 323,506,000 | 330,483,000 |
| Noninterest-bearing deposits | 179,483,000 | 178,479,000 | 186,833,000 | 204,396,000 |
| Equity capital | 40,520,000 | 41,467,000 | 42,980,000 | 45,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,703,000 | 3,850,000 | 6,809,000 | 11,360,000 |
| Interest expense | 49,000 | 107,000 | 241,000 | 413,000 |
| Net interest income | 1,654,000 | 3,743,000 | 6,568,000 | 10,947,000 |
| Noninterest income | 91,000 | 190,000 | 287,000 | 1,035,000 |
| Noninterest expense | 1,029,000 | 2,028,000 | 3,044,000 | 4,517,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 716,000 | 1,905,000 | 3,811,000 | 7,465,000 |
| Income tax | 137,000 | 379,000 | 772,000 | 1,535,000 |
| Net income | 579,000 | 1,526,000 | 3,039,000 | 5,930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,520,000 | 41,467,000 | 42,980,000 | 45,638,000 |
| Total capital | 41,533,000 | 42,456,000 | 43,991,000 | 46,641,000 |
| Risk-weighted assets | 80,636,000 | 78,665,000 | 80,455,000 | 79,867,000 |