Call reports 2021
FIRST NATIONAL BANK OF MERTZON, THE — 2021
What FIRST NATIONAL BANK OF MERTZON, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 475,233,000 | 486,243,000 | 520,252,000 | 527,900,000 |
| Total loans | 69,799,000 | 69,974,000 | 60,908,000 | 65,279,000 |
| Allowance for loan losses | 1,385,000 | 1,389,000 | 1,391,000 | 1,392,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 209,747,000 | 209,975,000 | 190,537,000 | 199,780,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 436,218,000 | 446,626,000 | 480,062,000 | 487,688,000 |
| Interest-bearing deposits | 282,782,000 | 295,206,000 | 319,034,000 | 298,056,000 |
| Noninterest-bearing deposits | 153,436,000 | 151,420,000 | 161,028,000 | 189,632,000 |
| Equity capital | 38,439,000 | 39,136,000 | 39,880,000 | 39,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,684,000 | 3,434,000 | 5,277,000 | 6,948,000 |
| Interest expense | 48,000 | 95,000 | 148,000 | 198,000 |
| Net interest income | 1,636,000 | 3,339,000 | 5,129,000 | 6,750,000 |
| Noninterest income | 91,000 | 188,000 | 282,000 | 375,000 |
| Noninterest expense | 932,000 | 1,874,000 | 2,839,000 | 4,198,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 795,000 | 1,653,000 | 2,572,000 | 2,927,000 |
| Income tax | 145,000 | 305,000 | 481,000 | 541,000 |
| Net income | 650,000 | 1,348,000 | 2,091,000 | 2,386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,439,000 | 39,136,000 | 39,880,000 | 39,941,000 |
| Total capital | 39,522,000 | 40,203,000 | 40,857,000 | 41,010,000 |
| Risk-weighted assets | 86,291,000 | 85,046,000 | 77,688,000 | 85,148,000 |
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