Call reports 2019
FIRST NATIONAL BANK OF MERTZON, THE — 2019
What FIRST NATIONAL BANK OF MERTZON, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 462,595,000 | 466,192,000 | 478,072,000 | 485,646,000 |
| Total loans | 57,332,000 | 57,270,000 | 58,052,000 | 58,445,000 |
| Allowance for loan losses | 1,238,000 | 1,262,000 | 1,287,000 | 1,310,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 271,396,000 | 256,861,000 | 271,717,000 | 262,225,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 430,590,000 | 433,089,000 | 443,470,000 | 450,518,000 |
| Interest-bearing deposits | 296,960,000 | 301,310,000 | 295,578,000 | 303,188,000 |
| Noninterest-bearing deposits | 133,630,000 | 131,779,000 | 147,892,000 | 147,330,000 |
| Equity capital | 31,481,000 | 32,734,000 | 34,174,000 | 34,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,755,000 | 5,493,000 | 8,348,000 | 10,938,000 |
| Interest expense | 207,000 | 422,000 | 640,000 | 859,000 |
| Net interest income | 2,548,000 | 5,071,000 | 7,708,000 | 10,079,000 |
| Noninterest income | 87,000 | 176,000 | 265,000 | 348,000 |
| Noninterest expense | 929,000 | 1,993,000 | 2,932,000 | 4,243,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,706,000 | 3,254,000 | 5,041,000 | 6,184,000 |
| Income tax | 326,000 | 621,000 | 967,000 | 1,182,000 |
| Net income | 1,380,000 | 2,633,000 | 4,074,000 | 5,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,481,000 | 32,734,000 | 34,174,000 | 34,870,000 |
| Total capital | 32,614,000 | 33,874,000 | 35,364,000 | 35,995,000 |
| Risk-weighted assets | 90,486,000 | 91,025,000 | 95,092,000 | 89,819,000 |