Call reports 2018
FIRST NATIONAL BANK OF MERTZON, THE — 2018
What FIRST NATIONAL BANK OF MERTZON, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 405,245,000 | 392,383,000 | 418,186,000 | 443,331,000 |
| Total loans | 62,641,000 | 62,293,000 | 58,113,000 | 54,826,000 |
| Allowance for loan losses | 1,156,000 | 1,180,000 | 1,190,000 | 1,214,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 200,691,000 | 207,538,000 | 207,550,000 | 236,687,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 377,531,000 | 363,855,000 | 388,529,000 | 413,042,000 |
| Interest-bearing deposits | 258,682,000 | 244,946,000 | 265,915,000 | 281,669,000 |
| Noninterest-bearing deposits | 118,849,000 | 118,909,000 | 122,614,000 | 131,373,000 |
| Equity capital | 27,386,000 | 28,391,000 | 29,494,000 | 30,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,008,000 | 4,126,000 | 6,436,000 | 8,918,000 |
| Interest expense | 56,000 | 197,000 | 361,000 | 560,000 |
| Net interest income | 1,952,000 | 3,929,000 | 6,075,000 | 8,358,000 |
| Noninterest income | 87,000 | 177,000 | 261,000 | 347,000 |
| Noninterest expense | 871,000 | 1,727,000 | 2,647,000 | 3,935,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,168,000 | 2,379,000 | 3,689,000 | 4,770,000 |
| Income tax | 206,000 | 413,000 | 619,000 | 861,000 |
| Net income | 962,000 | 1,966,000 | 3,070,000 | 3,909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,386,000 | 28,391,000 | 29,494,000 | 30,101,000 |
| Total capital | 28,562,000 | 29,589,000 | 30,636,000 | 31,202,000 |
| Risk-weighted assets | 96,605,000 | 95,726,000 | 91,326,000 | 87,814,000 |