Call reports 2025
MCCURTAIN COUNTY NATIONAL BANK — 2025
What MCCURTAIN COUNTY NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 380,664,000 | 365,626,000 | 368,288,000 | 383,093,000 |
| Total loans | 155,975,000 | 154,763,000 | 152,744,000 | 150,617,000 |
| Allowance for loan losses | 3,764,000 | 3,749,000 | 3,756,000 | 3,817,000 |
| Securities available for sale | 83,271,000 | 95,452,000 | 90,651,000 | 100,062,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 325,404,000 | 309,382,000 | 310,255,000 | 323,835,000 |
| Interest-bearing deposits | 222,852,000 | 214,845,000 | 212,173,000 | 227,471,000 |
| Noninterest-bearing deposits | 102,552,000 | 94,537,000 | 98,082,000 | 96,364,000 |
| Equity capital | 54,523,000 | 55,875,000 | 57,668,000 | 58,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,159,000 | 10,251,000 | 15,276,000 | 20,317,000 |
| Interest expense | 1,921,000 | 3,760,000 | 5,599,000 | 7,346,000 |
| Net interest income | 3,238,000 | 6,491,000 | 9,677,000 | 12,971,000 |
| Noninterest income | 401,000 | 778,000 | 1,178,000 | 1,583,000 |
| Noninterest expense | 2,038,000 | 3,836,000 | 5,761,000 | 8,016,000 |
| Provision for loan losses | 60,000 | 60,000 | 90,000 | 100,000 |
| Pretax income | 1,541,000 | 3,373,000 | 5,004,000 | 6,438,000 |
| Income tax | 351,000 | 795,000 | 1,082,000 | 1,424,000 |
| Net income | 1,190,000 | 2,578,000 | 3,922,000 | 5,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,988,000 | 56,376,000 | 57,721,000 | 58,812,000 |