Call reports 2024
MCCURTAIN COUNTY NATIONAL BANK — 2024
What MCCURTAIN COUNTY NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 358,544,000 | 356,417,000 | 349,360,000 | 373,956,000 |
| Total loans | 166,281,000 | 163,434,000 | 162,731,000 | 158,066,000 |
| Allowance for loan losses | 3,721,000 | 3,725,000 | 3,754,000 | 3,764,000 |
| Securities available for sale | 83,963,000 | 89,932,000 | 79,097,000 | 84,494,000 |
| Securities held to maturity | 599,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,314,000 | 305,862,000 | 296,616,000 | 320,542,000 |
| Interest-bearing deposits | 217,370,000 | 210,628,000 | 208,120,000 | 209,063,000 |
| Noninterest-bearing deposits | 91,944,000 | 95,234,000 | 88,496,000 | 111,479,000 |
| Equity capital | 48,680,000 | 50,185,000 | 52,342,000 | 53,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,833,000 | 9,797,000 | 14,765,000 | 19,696,000 |
| Interest expense | 1,796,000 | 3,659,000 | 5,528,000 | 7,319,000 |
| Net interest income | 3,037,000 | 6,138,000 | 9,237,000 | 12,377,000 |
| Noninterest income | 421,000 | 845,000 | 1,257,000 | 1,658,000 |
| Noninterest expense | 1,775,000 | 3,489,000 | 5,237,000 | 7,372,000 |
| Provision for loan losses | 30,000 | 40,000 | 65,000 | 85,000 |
| Pretax income | 1,653,000 | 3,454,000 | 5,192,000 | 6,578,000 |
| Income tax | 406,000 | 797,000 | 1,112,000 | 1,469,000 |
| Net income | 1,247,000 | 2,657,000 | 4,080,000 | 5,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,936,000 | 51,346,000 | 52,769,000 | 53,798,000 |