Call reports 2023
MCCURTAIN COUNTY NATIONAL BANK — 2023
What MCCURTAIN COUNTY NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 358,257,000 | 349,430,000 | 337,153,000 | 355,653,000 |
| Total loans | 167,209,000 | 166,939,000 | 168,171,000 | 169,004,000 |
| Allowance for loan losses | 3,544,000 | 3,611,000 | 3,632,000 | 3,662,000 |
| Securities available for sale | 80,073,000 | 87,221,000 | 86,369,000 | 81,344,000 |
| Securities held to maturity | 0 | 0 | 595,000 | 597,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,214,000 | 304,824,000 | 291,049,000 | 307,823,000 |
| Interest-bearing deposits | 212,585,000 | 205,738,000 | 195,945,000 | 216,452,000 |
| Noninterest-bearing deposits | 101,629,000 | 99,086,000 | 95,104,000 | 91,371,000 |
| Equity capital | 43,662,000 | 44,273,000 | 45,847,000 | 47,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,049,000 | 8,414,000 | 12,952,000 | 17,614,000 |
| Interest expense | 771,000 | 1,715,000 | 3,116,000 | 4,783,000 |
| Net interest income | 3,278,000 | 6,699,000 | 9,836,000 | 12,831,000 |
| Noninterest income | 409,000 | 816,000 | 1,303,000 | 1,696,000 |
| Noninterest expense | 1,801,000 | 3,418,000 | 4,998,000 | 7,243,000 |
| Provision for loan losses | 100,000 | 180,000 | 195,000 | 220,000 |
| Pretax income | 1,786,000 | 3,917,000 | 5,946,000 | 7,064,000 |
| Income tax | 246,000 | 1,131,000 | 1,296,000 | 1,647,000 |
| Net income | 1,540,000 | 2,786,000 | 4,650,000 | 5,417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,812,000 | 46,058,000 | 47,921,000 | 48,689,000 |