Call reports 2022
MCCURTAIN COUNTY NATIONAL BANK — 2022
What MCCURTAIN COUNTY NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 364,879,000 | 370,628,000 | 361,613,000 | 358,349,000 |
| Total loans | 158,311,000 | 160,289,000 | 164,497,000 | 165,918,000 |
| Allowance for loan losses | 3,358,000 | 3,360,000 | 3,475,000 | 3,513,000 |
| Securities available for sale | 71,227,000 | 71,527,000 | 44,054,000 | 59,130,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,802,000 | 330,399,000 | 320,647,000 | 316,133,000 |
| Interest-bearing deposits | 219,239,000 | 222,196,000 | 214,454,000 | 218,746,000 |
| Noninterest-bearing deposits | 105,563,000 | 108,203,000 | 106,193,000 | 97,387,000 |
| Equity capital | 39,782,000 | 40,186,000 | 40,840,000 | 41,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,159,000 | 4,523,000 | 7,653,000 | 11,336,000 |
| Interest expense | 133,000 | 304,000 | 669,000 | 1,261,000 |
| Net interest income | 2,026,000 | 4,219,000 | 6,984,000 | 10,075,000 |
| Noninterest income | 341,000 | 718,000 | 1,096,000 | 1,483,000 |
| Noninterest expense | 1,417,000 | 2,952,000 | 4,378,000 | 6,358,000 |
| Provision for loan losses | 30,000 | 50,000 | 203,000 | 243,000 |
| Pretax income | 920,000 | 1,935,000 | 3,499,000 | 4,957,000 |
| Income tax | 246,000 | 400,000 | 658,000 | 1,263,000 |
| Net income | 674,000 | 1,535,000 | 2,841,000 | 3,694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,284,000 | 41,145,000 | 42,450,000 | 43,304,000 |