Call reports 2021
MCCURTAIN COUNTY NATIONAL BANK — 2021
What MCCURTAIN COUNTY NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 321,798,000 | 337,742,000 | 340,268,000 | 350,845,000 |
| Total loans | 147,339,000 | 150,173,000 | 156,576,000 | 160,288,000 |
| Allowance for loan losses | 3,215,000 | 3,296,000 | 3,326,000 | 3,363,000 |
| Securities available for sale | 11,919,000 | 16,009,000 | 18,917,000 | 63,418,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,565,000 | 298,921,000 | 300,743,000 | 311,082,000 |
| Interest-bearing deposits | 196,503,000 | 206,144,000 | 202,245,000 | 208,031,000 |
| Noninterest-bearing deposits | 87,062,000 | 92,777,000 | 98,498,000 | 103,051,000 |
| Equity capital | 37,726,000 | 38,438,000 | 39,480,000 | 39,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,494,000 | 4,909,000 | 7,098,000 | 9,266,000 |
| Interest expense | 198,000 | 385,000 | 550,000 | 692,000 |
| Net interest income | 2,296,000 | 4,524,000 | 6,548,000 | 8,574,000 |
| Noninterest income | 337,000 | 666,000 | 1,012,000 | 1,369,000 |
| Noninterest expense | 1,354,000 | 2,858,000 | 4,452,000 | 6,335,000 |
| Provision for loan losses | 20,000 | 20,000 | 50,000 | 170,000 |
| Pretax income | 1,259,000 | 2,312,000 | 3,058,000 | 3,438,000 |
| Income tax | 714,000 | 1,037,000 | 716,000 | 787,000 |
| Net income | 545,000 | 1,275,000 | 2,342,000 | 2,651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,504,000 | 38,234,000 | 39,301,000 | 39,610,000 |