Call reports 2020
MCCURTAIN COUNTY NATIONAL BANK — 2020
What MCCURTAIN COUNTY NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 272,748,000 | 298,076,000 | 301,397,000 | 311,188,000 |
| Total loans | 141,730,000 | 146,228,000 | 148,582,000 | 148,086,000 |
| Allowance for loan losses | 3,055,000 | 3,073,000 | 3,145,000 | 3,164,000 |
| Securities available for sale | 23,765,000 | 22,755,000 | 18,047,000 | 16,796,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,695,000 | 261,879,000 | 264,504,000 | 273,900,000 |
| Interest-bearing deposits | 180,261,000 | 190,380,000 | 190,105,000 | 197,152,000 |
| Noninterest-bearing deposits | 57,434,000 | 71,499,000 | 74,399,000 | 76,748,000 |
| Equity capital | 34,818,000 | 35,960,000 | 36,600,000 | 37,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,614,000 | 5,192,000 | 7,518,000 | 9,824,000 |
| Interest expense | 413,000 | 724,000 | 1,002,000 | 1,231,000 |
| Net interest income | 2,201,000 | 4,468,000 | 6,516,000 | 8,593,000 |
| Noninterest income | 351,000 | 628,000 | 947,000 | 1,277,000 |
| Noninterest expense | 1,482,000 | 2,570,000 | 3,926,000 | 5,649,000 |
| Provision for loan losses | 20,000 | 50,000 | 148,000 | 283,000 |
| Pretax income | 1,050,000 | 2,476,000 | 3,389,000 | 3,938,000 |
| Income tax | 266,000 | 730,000 | 969,000 | 901,000 |
| Net income | 784,000 | 1,746,000 | 2,420,000 | 3,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,706,000 | 35,668,000 | 36,342,000 | 36,959,000 |