Call reports 2019
MCCURTAIN COUNTY NATIONAL BANK — 2019
What MCCURTAIN COUNTY NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 258,196,000 | 255,388,000 | 256,560,000 | 264,607,000 |
| Total loans | 134,358,000 | 138,282,000 | 139,857,000 | 141,412,000 |
| Allowance for loan losses | 2,960,000 | 2,986,000 | 3,005,000 | 3,039,000 |
| Securities available for sale | 46,461,000 | 42,488,000 | 38,459,000 | 27,209,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,436,000 | 221,402,000 | 221,677,000 | 230,377,000 |
| Interest-bearing deposits | 173,209,000 | 170,705,000 | 171,428,000 | 180,887,000 |
| Noninterest-bearing deposits | 52,227,000 | 50,697,000 | 50,249,000 | 49,490,000 |
| Equity capital | 32,320,000 | 33,691,000 | 34,739,000 | 34,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,644,000 | 5,417,000 | 8,213,000 | 10,984,000 |
| Interest expense | 419,000 | 851,000 | 1,304,000 | 1,745,000 |
| Net interest income | 2,225,000 | 4,566,000 | 6,909,000 | 9,239,000 |
| Noninterest income | 356,000 | 716,000 | 1,077,000 | 1,429,000 |
| Noninterest expense | 1,206,000 | 2,391,000 | 3,654,000 | 5,521,000 |
| Provision for loan losses | 75,000 | 75,000 | 140,000 | 155,000 |
| Pretax income | 1,300,000 | 2,816,000 | 4,192,000 | 4,992,000 |
| Income tax | 305,000 | 646,000 | 968,000 | 1,236,000 |
| Net income | 995,000 | 2,170,000 | 3,224,000 | 3,756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,343,000 | 33,518,000 | 34,572,000 | 33,905,000 |
| Total capital | 33,907,000 | 35,109,000 | 36,204,000 | 35,570,000 |
| Risk-weighted assets | 123,797,000 | 125,895,000 | 129,253,000 | 131,859,000 |