Call reports 2018
MCCURTAIN COUNTY NATIONAL BANK — 2018
What MCCURTAIN COUNTY NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 249,078,000 | 248,871,000 | 254,914,000 | 254,737,000 |
| Total loans | 126,711,000 | 128,024,000 | 130,772,000 | 132,324,000 |
| Allowance for loan losses | 2,888,000 | 2,952,000 | 3,008,000 | 2,952,000 |
| Securities available for sale | 45,157,000 | 46,674,000 | 45,811,000 | 45,453,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,122,000 | 219,301,000 | 224,629,000 | 223,463,000 |
| Interest-bearing deposits | 174,428,000 | 173,939,000 | 172,008,000 | 174,904,000 |
| Noninterest-bearing deposits | 45,694,000 | 45,362,000 | 52,621,000 | 48,559,000 |
| Equity capital | 28,555,000 | 29,397,000 | 30,180,000 | 31,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,276,000 | 4,660,000 | 7,144,000 | 9,787,000 |
| Interest expense | 287,000 | 592,000 | 932,000 | 1,336,000 |
| Net interest income | 1,989,000 | 4,068,000 | 6,212,000 | 8,451,000 |
| Noninterest income | 358,000 | 704,000 | 1,034,000 | 1,382,000 |
| Noninterest expense | 1,082,000 | 2,250,000 | 3,588,000 | 5,239,000 |
| Provision for loan losses | 171,000 | 271,000 | 296,000 | 361,000 |
| Pretax income | 999,000 | 2,156,000 | 3,267,000 | 4,138,000 |
| Income tax | 388,000 | 663,000 | 917,000 | 1,017,000 |
| Net income | 611,000 | 1,493,000 | 2,350,000 | 3,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,839,000 | 29,721,000 | 30,578,000 | 31,348,000 |
| Total capital | 30,308,000 | 31,210,000 | 32,104,000 | 32,897,000 |
| Risk-weighted assets | 116,162,000 | 117,686,000 | 120,599,000 | 122,543,000 |