Call reports 2017
MCCURTAIN COUNTY NATIONAL BANK — 2017
What MCCURTAIN COUNTY NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 243,304,000 | 238,809,000 | 238,106,000 | 238,434,000 |
| Total loans | 123,437,000 | 125,491,000 | 125,918,000 | 125,235,000 |
| Allowance for loan losses | 2,743,000 | 2,760,000 | 2,765,000 | 2,765,000 |
| Securities available for sale | 43,497,000 | 43,223,000 | 38,872,000 | 41,004,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,948,000 | 211,740,000 | 210,394,000 | 210,374,000 |
| Interest-bearing deposits | 173,962,000 | 167,732,000 | 166,395,000 | 170,490,000 |
| Noninterest-bearing deposits | 42,986,000 | 44,008,000 | 43,999,000 | 39,884,000 |
| Equity capital | 25,977,000 | 26,997,000 | 27,637,000 | 27,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,056,000 | 4,206,000 | 6,449,000 | 8,713,000 |
| Interest expense | 258,000 | 523,000 | 797,000 | 1,083,000 |
| Net interest income | 1,798,000 | 3,683,000 | 5,652,000 | 7,630,000 |
| Noninterest income | 318,000 | 704,000 | 1,066,000 | 1,350,000 |
| Noninterest expense | 1,094,000 | 2,098,000 | 3,304,000 | 4,591,000 |
| Provision for loan losses | 45,000 | 80,000 | 172,000 | 162,000 |
| Pretax income | 977,000 | 2,209,000 | 3,242,000 | 4,227,000 |
| Income tax | 355,000 | 663,000 | 1,044,000 | 1,549,000 |
| Net income | 622,000 | 1,546,000 | 2,198,000 | 2,678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,168,000 | 27,092,000 | 27,744,000 | 28,228,000 |
| Total capital | 27,793,000 | 28,723,000 | 29,383,000 | 29,666,000 |
| Risk-weighted assets | 128,908,000 | 129,429,000 | 130,004,000 | 113,758,000 |