Call reports 2016
MCCURTAIN COUNTY NATIONAL BANK — 2016
What MCCURTAIN COUNTY NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 226,825,000 | 223,283,000 | 223,617,000 | 234,043,000 |
| Total loans | 117,524,000 | 119,273,000 | 121,841,000 | 123,710,000 |
| Allowance for loan losses | 2,485,000 | 2,556,000 | 2,610,000 | 2,670,000 |
| Securities available for sale | 51,231,000 | 52,263,000 | 45,341,000 | 41,386,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,570,000 | 198,615,000 | 198,520,000 | 208,702,000 |
| Interest-bearing deposits | 163,235,000 | 159,909,000 | 157,577,000 | 169,991,000 |
| Noninterest-bearing deposits | 39,335,000 | 38,706,000 | 40,943,000 | 38,711,000 |
| Equity capital | 23,948,000 | 24,492,000 | 25,032,000 | 25,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,966,000 | 3,924,000 | 5,927,000 | 7,939,000 |
| Interest expense | 249,000 | 498,000 | 741,000 | 988,000 |
| Net interest income | 1,717,000 | 3,426,000 | 5,186,000 | 6,951,000 |
| Noninterest income | 328,000 | 650,000 | 952,000 | 1,240,000 |
| Noninterest expense | 1,049,000 | 2,058,000 | 3,144,000 | 4,346,000 |
| Provision for loan losses | 70,000 | 130,000 | 215,000 | 315,000 |
| Pretax income | 926,000 | 1,888,000 | 2,779,000 | 3,530,000 |
| Income tax | 260,000 | 681,000 | 998,000 | 1,228,000 |
| Net income | 666,000 | 1,207,000 | 1,781,000 | 2,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,909,000 | 24,450,000 | 25,024,000 | 25,546,000 |
| Total capital | 25,424,000 | 25,969,000 | 26,568,000 | 27,139,000 |
| Risk-weighted assets | 120,257,000 | 120,483,000 | 122,455,000 | 126,373,000 |