Call reports 2015
MCCURTAIN COUNTY NATIONAL BANK — 2015
What MCCURTAIN COUNTY NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 212,054,000 | 217,417,000 | 216,784,000 | 222,612,000 |
| Total loans | 107,619,000 | 107,955,000 | 109,813,000 | 111,302,000 |
| Allowance for loan losses | 2,161,000 | 2,253,000 | 2,383,000 | 2,414,000 |
| Securities available for sale | 30,139,000 | 31,159,000 | 39,719,000 | 50,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,100,000 | 193,665,000 | 193,787,000 | 199,141,000 |
| Interest-bearing deposits | 142,254,000 | 145,131,000 | 151,786,000 | 161,094,000 |
| Noninterest-bearing deposits | 47,846,000 | 48,534,000 | 42,001,000 | 38,047,000 |
| Equity capital | 21,829,000 | 22,216,000 | 22,810,000 | 23,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,747,000 | 3,531,000 | 5,391,000 | 7,261,000 |
| Interest expense | 225,000 | 455,000 | 693,000 | 937,000 |
| Net interest income | 1,522,000 | 3,076,000 | 4,698,000 | 6,324,000 |
| Noninterest income | 296,000 | 554,000 | 847,000 | 1,172,000 |
| Noninterest expense | 985,000 | 1,958,000 | 2,970,000 | 4,165,000 |
| Provision for loan losses | 55,000 | 200,000 | 255,000 | 309,000 |
| Pretax income | 778,000 | 1,472,000 | 2,320,000 | 3,022,000 |
| Income tax | 281,000 | 548,000 | 841,000 | 1,038,000 |
| Net income | 497,000 | 924,000 | 1,479,000 | 1,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,769,000 | 22,196,000 | 22,752,000 | 23,243,000 |
| Total capital | 23,310,000 | 23,609,000 | 24,181,000 | 24,696,000 |
| Risk-weighted assets | 122,710,000 | 112,200,000 | 113,331,000 | 115,331,000 |