Call reports 2014
MCCURTAIN COUNTY NATIONAL BANK — 2014
What MCCURTAIN COUNTY NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 201,505,000 | 202,648,000 | 197,669,000 | 197,807,000 |
| Total loans | 108,870,000 | 109,978,000 | 110,715,000 | 109,124,000 |
| Allowance for loan losses | 2,026,000 | 2,044,000 | 2,077,000 | 2,126,000 |
| Securities available for sale | 21,274,000 | 22,685,000 | 28,780,000 | 32,880,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,171,000 | 181,969,000 | 176,676,000 | 176,440,000 |
| Interest-bearing deposits | 143,069,000 | 143,938,000 | 138,485,000 | 137,056,000 |
| Noninterest-bearing deposits | 38,102,000 | 38,031,000 | 38,191,000 | 39,384,000 |
| Equity capital | 20,036,000 | 20,375,000 | 20,873,000 | 21,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,854,000 | 3,559,000 | 5,379,000 | 7,190,000 |
| Interest expense | 256,000 | 506,000 | 748,000 | 976,000 |
| Net interest income | 1,598,000 | 3,053,000 | 4,631,000 | 6,214,000 |
| Noninterest income | 315,000 | 623,000 | 917,000 | 1,204,000 |
| Noninterest expense | 923,000 | 2,048,000 | 3,078,000 | 4,246,000 |
| Provision for loan losses | 95,000 | 160,000 | 225,000 | 315,000 |
| Pretax income | 895,000 | 1,468,000 | 2,245,000 | 2,857,000 |
| Income tax | 286,000 | 519,000 | 793,000 | 968,000 |
| Net income | 609,000 | 949,000 | 1,452,000 | 1,889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,992,000 | 20,331,000 | 20,835,000 | 21,272,000 |
| Total capital | 21,446,000 | 21,794,000 | 22,247,000 | 22,691,000 |
| Risk-weighted assets | 115,825,000 | 116,526,000 | 112,298,000 | 112,800,000 |