Call reports 2013
MCCURTAIN COUNTY NATIONAL BANK — 2013
What MCCURTAIN COUNTY NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 193,234,000 | 192,671,000 | 200,554,000 | 200,561,000 |
| Total loans | 107,584,000 | 109,179,000 | 109,619,000 | 109,577,000 |
| Allowance for loan losses | 1,884,000 | 1,918,000 | 1,952,000 | 1,987,000 |
| Securities available for sale | 18,914,000 | 23,532,000 | 23,842,000 | 23,631,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,023,000 | 173,721,000 | 181,086,000 | 180,996,000 |
| Interest-bearing deposits | 136,697,000 | 137,540,000 | 140,817,000 | 142,373,000 |
| Noninterest-bearing deposits | 38,326,000 | 36,181,000 | 40,269,000 | 38,623,000 |
| Equity capital | 17,830,000 | 18,459,000 | 19,059,000 | 19,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,712,000 | 3,514,000 | 5,384,000 | 7,206,000 |
| Interest expense | 376,000 | 647,000 | 933,000 | 1,210,000 |
| Net interest income | 1,336,000 | 2,867,000 | 4,451,000 | 5,996,000 |
| Noninterest income | 315,000 | 827,000 | 1,144,000 | 1,433,000 |
| Noninterest expense | 942,000 | 1,952,000 | 2,930,000 | 4,102,000 |
| Provision for loan losses | 106,000 | 169,000 | 189,000 | 279,000 |
| Pretax income | 603,000 | 1,573,000 | 2,476,000 | 3,048,000 |
| Income tax | 219,000 | 522,000 | 827,000 | 1,048,000 |
| Net income | 384,000 | 1,051,000 | 1,649,000 | 2,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,793,000 | 18,459,000 | 19,061,000 | 19,383,000 |
| Total capital | 19,248,000 | 19,927,000 | 20,533,000 | 20,850,000 |
| Risk-weighted assets | 116,585,000 | 117,047,000 | 117,384,000 | 116,919,000 |