Call reports 2011
MCCURTAIN COUNTY NATIONAL BANK — 2011
What MCCURTAIN COUNTY NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 164,989,000 | 165,645,000 | 170,724,000 | 173,575,000 |
| Total loans | 109,792,000 | 110,818,000 | 111,277,000 | 112,386,000 |
| Allowance for loan losses | 1,395,000 | 1,471,000 | 1,534,000 | 1,600,000 |
| Securities available for sale | 16,373,000 | 14,123,000 | 13,735,000 | 15,663,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,187,000 | 150,397,000 | 154,871,000 | 157,508,000 |
| Interest-bearing deposits | 122,347,000 | 120,350,000 | 120,618,000 | 126,418,000 |
| Noninterest-bearing deposits | 27,840,000 | 30,047,000 | 34,253,000 | 31,090,000 |
| Equity capital | 14,538,000 | 14,931,000 | 15,463,000 | 15,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,816,000 | 3,658,000 | 5,548,000 | 7,425,000 |
| Interest expense | 400,000 | 816,000 | 1,211,000 | 1,594,000 |
| Net interest income | 1,416,000 | 2,842,000 | 4,337,000 | 5,831,000 |
| Noninterest income | 401,000 | 716,000 | 1,115,000 | 1,427,000 |
| Noninterest expense | 944,000 | 1,949,000 | 2,924,000 | 4,074,000 |
| Provision for loan losses | 80,000 | 195,000 | 295,000 | 441,000 |
| Pretax income | 793,000 | 1,414,000 | 2,233,000 | 2,743,000 |
| Income tax | 244,000 | 466,000 | 741,000 | 913,000 |
| Net income | 549,000 | 948,000 | 1,492,000 | 1,830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,367,000 | 14,764,000 | 15,308,000 | 15,647,000 |
| Total capital | 15,762,000 | 16,185,000 | 16,750,000 | 17,106,000 |
| Risk-weighted assets | 113,476,000 | 113,729,000 | 115,318,000 | 116,671,000 |