Call reports 2010
MCCURTAIN COUNTY NATIONAL BANK — 2010
What MCCURTAIN COUNTY NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 143,228,000 | 142,406,000 | 143,711,000 | 155,905,000 |
| Total loans | 103,565,000 | 106,335,000 | 108,520,000 | 110,114,000 |
| Allowance for loan losses | 1,180,000 | 1,239,000 | 1,270,000 | 1,378,000 |
| Securities available for sale | 18,544,000 | 18,329,000 | 17,755,000 | 17,093,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,143,000 | 128,980,000 | 129,684,000 | 141,462,000 |
| Interest-bearing deposits | 106,175,000 | 105,553,000 | 105,381,000 | 116,507,000 |
| Noninterest-bearing deposits | 23,968,000 | 23,427,000 | 24,303,000 | 24,955,000 |
| Equity capital | 12,602,000 | 13,026,000 | 13,652,000 | 13,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,727,000 | 3,530,000 | 5,328,000 | 7,272,000 |
| Interest expense | 357,000 | 717,000 | 1,075,000 | 1,451,000 |
| Net interest income | 1,370,000 | 2,813,000 | 4,253,000 | 5,821,000 |
| Noninterest income | 271,000 | 561,000 | 1,053,000 | 1,356,000 |
| Noninterest expense | 967,000 | 1,874,000 | 2,966,000 | 4,106,000 |
| Provision for loan losses | 72,000 | 162,000 | 187,000 | 273,000 |
| Pretax income | 602,000 | 1,338,000 | 2,153,000 | 2,798,000 |
| Income tax | 187,000 | 474,000 | 698,000 | 909,000 |
| Net income | 415,000 | 864,000 | 1,455,000 | 1,889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,342,000 | 12,792,000 | 13,383,000 | 13,818,000 |
| Total capital | 13,522,000 | 14,027,000 | 14,653,000 | 15,138,000 |
| Risk-weighted assets | 104,528,000 | 106,575,000 | 108,520,000 | 112,323,000 |