Call reports 2009
MCCURTAIN COUNTY NATIONAL BANK — 2009
What MCCURTAIN COUNTY NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 141,363,000 | 140,101,000 | 137,619,000 | 142,436,000 |
| Total loans | 91,508,000 | 93,385,000 | 97,496,000 | 99,939,000 |
| Allowance for loan losses | 1,029,000 | 1,056,000 | 1,094,000 | 1,127,000 |
| Securities available for sale | 20,945,000 | 16,784,000 | 14,154,000 | 16,109,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,672,000 | 128,030,000 | 125,215,000 | 129,883,000 |
| Interest-bearing deposits | 106,845,000 | 104,821,000 | 104,272,000 | 107,878,000 |
| Noninterest-bearing deposits | 22,827,000 | 23,209,000 | 20,943,000 | 22,005,000 |
| Equity capital | 11,161,000 | 11,524,000 | 11,950,000 | 12,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,712,000 | 3,397,000 | 5,137,000 | 6,904,000 |
| Interest expense | 500,000 | 948,000 | 1,357,000 | 1,733,000 |
| Net interest income | 1,212,000 | 2,449,000 | 3,780,000 | 5,171,000 |
| Noninterest income | 254,000 | 516,000 | 769,000 | 1,045,000 |
| Noninterest expense | 854,000 | 1,689,000 | 2,649,000 | 3,942,000 |
| Provision for loan losses | 100,000 | 205,000 | 265,000 | 395,000 |
| Pretax income | 512,000 | 1,071,000 | 1,635,000 | 1,879,000 |
| Income tax | 170,000 | 358,000 | 533,000 | 568,000 |
| Net income | 342,000 | 713,000 | 1,102,000 | 1,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,958,000 | 11,329,000 | 11,722,000 | 11,927,000 |
| Total capital | 11,987,000 | 12,385,000 | 12,816,000 | 13,054,000 |
| Risk-weighted assets | 94,996,000 | 95,992,000 | 98,177,000 | 102,733,000 |