Call reports 2008
MCCURTAIN COUNTY NATIONAL BANK — 2008
What MCCURTAIN COUNTY NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 145,026,000 | 135,373,000 | 134,104,000 | 137,171,000 |
| Total loans | 80,864,000 | 82,658,000 | 86,202,000 | 89,352,000 |
| Allowance for loan losses | 857,000 | 823,000 | 867,000 | 929,000 |
| Securities available for sale | 16,772,000 | 18,366,000 | 17,102,000 | 18,495,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,381,000 | 124,776,000 | 123,180,000 | 125,820,000 |
| Interest-bearing deposits | 113,926,000 | 103,626,000 | 101,653,000 | 104,364,000 |
| Noninterest-bearing deposits | 20,455,000 | 21,150,000 | 21,527,000 | 21,457,000 |
| Equity capital | 9,845,000 | 9,997,000 | 10,264,000 | 10,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,078,000 | 4,044,000 | 5,963,000 | 7,826,000 |
| Interest expense | 976,000 | 1,764,000 | 2,448,000 | 3,075,000 |
| Net interest income | 1,102,000 | 2,280,000 | 3,515,000 | 4,751,000 |
| Noninterest income | 258,000 | 516,000 | 777,000 | 1,056,000 |
| Noninterest expense | 923,000 | 1,770,000 | 2,731,000 | 3,718,000 |
| Provision for loan losses | 60,000 | 158,000 | 258,000 | 358,000 |
| Pretax income | 377,000 | 868,000 | 1,303,000 | 1,731,000 |
| Income tax | 121,000 | 276,000 | 521,000 | 518,000 |
| Net income | 256,000 | 592,000 | 782,000 | 1,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,658,000 | 9,997,000 | 10,185,000 | 10,616,000 |
| Total capital | 10,515,000 | 10,820,000 | 11,052,000 | 11,545,000 |
| Risk-weighted assets | 87,180,000 | 88,283,000 | 90,574,000 | 93,269,000 |