Call reports 2007
MCCURTAIN COUNTY NATIONAL BANK — 2007
What MCCURTAIN COUNTY NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 125,963,000 | 127,258,000 | 130,199,000 | 133,468,000 |
| Total loans | 70,142,000 | 71,564,000 | 75,182,000 | 76,184,000 |
| Allowance for loan losses | 734,000 | 764,000 | 778,000 | 831,000 |
| Securities available for sale | 24,250,000 | 21,377,000 | 19,890,000 | 20,221,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,803,000 | 117,897,000 | 120,357,000 | 123,036,000 |
| Interest-bearing deposits | 98,671,000 | 100,392,000 | 101,823,000 | 103,042,000 |
| Noninterest-bearing deposits | 18,132,000 | 17,505,000 | 18,535,000 | 19,994,000 |
| Equity capital | 8,421,000 | 8,757,000 | 9,148,000 | 9,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,983,000 | 4,044,000 | 6,230,000 | 8,423,000 |
| Interest expense | 997,000 | 2,038,000 | 3,114,000 | 4,187,000 |
| Net interest income | 986,000 | 2,006,000 | 3,116,000 | 4,236,000 |
| Noninterest income | 383,000 | 637,000 | 884,000 | 1,142,000 |
| Noninterest expense | 761,000 | 1,472,000 | 2,273,000 | 3,089,000 |
| Provision for loan losses | 115,000 | 165,000 | 225,000 | 285,000 |
| Pretax income | 493,000 | 1,006,000 | 1,502,000 | 2,004,000 |
| Income tax | 142,000 | 282,000 | 466,000 | 599,000 |
| Net income | 351,000 | 724,000 | 1,036,000 | 1,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,497,000 | 8,871,000 | 9,185,000 | 9,552,000 |
| Total capital | 9,231,000 | 9,634,000 | 9,963,000 | 10,383,000 |
| Risk-weighted assets | 75,712,000 | 77,008,000 | 80,300,000 | 82,070,000 |