Call reports 2006
MCCURTAIN COUNTY NATIONAL BANK — 2006
What MCCURTAIN COUNTY NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 113,955,000 | 114,131,000 | 115,406,000 | 119,403,000 |
| Total loans | 62,607,000 | 63,350,000 | 65,291,000 | 68,160,000 |
| Allowance for loan losses | 922,000 | 929,000 | 932,000 | 917,000 |
| Securities available for sale | 24,455,000 | 24,814,000 | 19,589,000 | 23,723,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,164,000 | 105,416,000 | 106,274,000 | 110,205,000 |
| Interest-bearing deposits | 88,584,000 | 87,952,000 | 89,085,000 | 92,916,000 |
| Noninterest-bearing deposits | 16,580,000 | 17,464,000 | 17,189,000 | 17,289,000 |
| Equity capital | 8,265,000 | 8,230,000 | 8,625,000 | 8,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,596,000 | 3,294,000 | 5,086,000 | 6,952,000 |
| Interest expense | 741,000 | 1,562,000 | 2,459,000 | 3,407,000 |
| Net interest income | 855,000 | 1,732,000 | 2,627,000 | 3,545,000 |
| Noninterest income | 236,000 | 474,000 | 717,000 | 952,000 |
| Noninterest expense | 735,000 | 1,435,000 | 2,156,000 | 2,930,000 |
| Provision for loan losses | 0 | 35,000 | 35,000 | 95,000 |
| Pretax income | 356,000 | 736,000 | 1,153,000 | 1,472,000 |
| Income tax | 134,000 | 320,000 | 452,000 | 562,000 |
| Net income | 222,000 | 416,000 | 701,000 | 910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,527,000 | 8,475,000 | 8,760,000 | 8,752,000 |
| Total capital | 9,377,000 | 9,329,000 | 9,640,000 | 9,668,000 |
| Risk-weighted assets | 68,194,000 | 68,310,000 | 70,355,000 | 73,279,000 |