Call reports 2003
MCCURTAIN COUNTY NATIONAL BANK — 2003
What MCCURTAIN COUNTY NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 92,459,000 | 86,232,000 | 86,400,000 | 91,349,000 |
| Total loans | 54,852,000 | 53,622,000 | 51,014,000 | 51,690,000 |
| Allowance for loan losses | 1,008,000 | 672,000 | 709,000 | 710,000 |
| Securities available for sale | 15,043,000 | 16,683,000 | 16,028,000 | 16,996,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,768,000 | 79,490,000 | 79,359,000 | 84,237,000 |
| Interest-bearing deposits | 74,721,000 | 67,693,000 | 66,560,000 | 70,962,000 |
| Noninterest-bearing deposits | 11,048,000 | 11,797,000 | 12,798,000 | 13,275,000 |
| Equity capital | 6,533,000 | 6,602,000 | 6,917,000 | 6,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,151,000 | 2,275,000 | 3,363,000 | 4,473,000 |
| Interest expense | 434,000 | 837,000 | 1,193,000 | 1,546,000 |
| Net interest income | 717,000 | 1,438,000 | 2,170,000 | 2,927,000 |
| Noninterest income | 175,000 | 360,000 | 886,000 | 1,076,000 |
| Noninterest expense | 541,000 | 1,175,000 | 2,022,000 | 2,920,000 |
| Provision for loan losses | 197,000 | 353,000 | 423,000 | 523,000 |
| Pretax income | 154,000 | 270,000 | 611,000 | 560,000 |
| Income tax | 52,000 | 89,000 | 104,000 | 104,000 |
| Net income | 102,000 | 181,000 | 507,000 | 456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,485,000 | 6,564,000 | 6,890,000 | 6,839,000 |
| Total capital | 7,202,000 | 7,236,000 | 7,568,000 | 7,535,000 |
| Risk-weighted assets | 57,034,000 | 54,987,000 | 54,276,000 | 55,735,000 |