Call reports 2002
MCCURTAIN COUNTY NATIONAL BANK — 2002
What MCCURTAIN COUNTY NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 91,333,000 | 85,111,000 | 84,960,000 | 90,793,000 |
| Total loans | 53,730,000 | 52,850,000 | 52,167,000 | 52,875,000 |
| Allowance for loan losses | 1,194,000 | 946,000 | 976,000 | 989,000 |
| Securities available for sale | 14,899,000 | 12,540,000 | 11,175,000 | 14,570,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,220,000 | 78,764,000 | 78,341,000 | 84,098,000 |
| Interest-bearing deposits | 73,468,000 | 67,646,000 | 67,347,000 | 71,850,000 |
| Noninterest-bearing deposits | 11,752,000 | 11,118,000 | 10,994,000 | 12,248,000 |
| Equity capital | 5,859,000 | 6,153,000 | 6,380,000 | 6,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,374,000 | 2,698,000 | 3,966,000 | 5,175,000 |
| Interest expense | 624,000 | 1,197,000 | 1,719,000 | 2,198,000 |
| Net interest income | 750,000 | 1,501,000 | 2,247,000 | 2,977,000 |
| Noninterest income | 155,000 | 499,000 | 770,000 | 939,000 |
| Noninterest expense | 609,000 | 1,265,000 | 1,996,000 | 2,624,000 |
| Provision for loan losses | 187,000 | 339,000 | 586,000 | 760,000 |
| Pretax income | 109,000 | 396,000 | 435,000 | 532,000 |
| Income tax | 1,000 | 2,000 | -181,000 | -152,000 |
| Net income | 108,000 | 394,000 | 616,000 | 684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,806,000 | 6,092,000 | 6,315,000 | 6,382,000 |
| Total capital | 6,519,000 | 6,786,000 | 7,010,000 | 7,099,000 |
| Risk-weighted assets | 56,615,000 | 55,391,000 | 55,352,000 | 57,160,000 |