Call reports 2001
MCCURTAIN COUNTY NATIONAL BANK — 2001
What MCCURTAIN COUNTY NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 87,909,000 | 87,677,000 | 89,224,000 | 89,954,000 |
| Total loans | 59,012,000 | 57,142,000 | 56,114,000 | 55,548,000 |
| Allowance for loan losses | 1,139,000 | 988,000 | 1,079,000 | 1,185,000 |
| Securities available for sale | 11,569,000 | 11,133,000 | 12,189,000 | 12,446,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,633,000 | 82,067,000 | 83,092,000 | 83,813,000 |
| Interest-bearing deposits | 64,932,000 | 70,538,000 | 72,018,000 | 73,032,000 |
| Noninterest-bearing deposits | 17,701,000 | 11,530,000 | 11,074,000 | 10,781,000 |
| Equity capital | 4,911,000 | 5,243,000 | 5,782,000 | 5,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,565,000 | 3,149,000 | 4,675,000 | 6,135,000 |
| Interest expense | 898,000 | 1,780,000 | 2,592,000 | 3,322,000 |
| Net interest income | 667,000 | 1,369,000 | 2,083,000 | 2,813,000 |
| Noninterest income | 173,000 | 1,231,000 | 1,368,000 | 1,528,000 |
| Noninterest expense | 921,000 | 1,629,000 | 2,319,000 | 3,053,000 |
| Provision for loan losses | 130,000 | 749,000 | 889,000 | 999,000 |
| Pretax income | -211,000 | 222,000 | 243,000 | 289,000 |
| Income tax | 4,000 | 106,000 | 106,000 | 106,000 |
| Net income | -215,000 | 116,000 | 137,000 | 183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,801,000 | 5,132,000 | 5,652,000 | 5,698,000 |
| Total capital | 5,538,000 | 5,878,000 | 6,381,000 | 6,426,000 |
| Risk-weighted assets | 58,562,000 | 60,012,000 | 58,025,000 | 57,840,000 |