Call reports 2006
MISSOURI STATE BANK AND TRUST COMPANY — 2006
What MISSOURI STATE BANK AND TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Total assets | 735,775,000 | 866,123,000 |
| Total loans | 644,367,000 | 630,375,000 |
| Allowance for loan losses | 8,860,000 | 9,163,000 |
| Securities available for sale | 58,301,000 | 66,951,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 611,553,000 | 635,125,000 |
| Interest-bearing deposits | 494,219,000 | 511,633,000 |
| Noninterest-bearing deposits | 117,334,000 | 123,492,000 |
| Equity capital | 70,170,000 | 197,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Interest income | 12,346,000 | 14,070,000 |
| Interest expense | 4,552,000 | 5,455,000 |
| Net interest income | 7,794,000 | 8,615,000 |
| Noninterest income | 548,000 | 683,000 |
| Noninterest expense | 5,678,000 | 4,119,000 |
| Provision for loan losses | 1,973,000 | 201,000 |
| Pretax income | 691,000 | 4,978,000 |
| Income tax | 234,000 | 1,710,000 |
| Net income | 457,000 | 3,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Tier 1 capital | 65,840,000 | 61,901,000 |
| Total capital | 74,542,000 | 70,508,000 |
| Risk-weighted assets | 696,017,000 | 688,031,000 |