Call reports 2001
MISSOURI STATE BANK AND TRUST COMPANY — 2001
What MISSOURI STATE BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 449,024,000 | 485,992,000 | 501,638,000 | 512,540,000 |
| Total loans | 374,725,000 | 410,595,000 | 419,632,000 | 435,622,000 |
| Allowance for loan losses | 4,125,000 | 4,279,000 | 4,874,000 | 4,816,000 |
| Securities available for sale | 26,516,000 | 23,605,000 | 28,163,000 | 32,085,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 394,523,000 | 426,839,000 | 441,777,000 | 441,979,000 |
| Interest-bearing deposits | 337,179,000 | 369,037,000 | 391,963,000 | 377,637,000 |
| Noninterest-bearing deposits | 57,344,000 | 57,802,000 | 49,814,000 | 64,342,000 |
| Equity capital | 42,773,000 | 47,111,000 | 47,886,000 | 48,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 8,926,000 | 18,039,000 | 26,781,000 | 34,696,000 |
| Interest expense | 5,051,000 | 9,976,000 | 14,915,000 | 19,083,000 |
| Net interest income | 3,875,000 | 8,063,000 | 11,866,000 | 15,613,000 |
| Noninterest income | 468,000 | 993,000 | 1,629,000 | 2,236,000 |
| Noninterest expense | 2,641,000 | 4,980,000 | 7,510,000 | 10,276,000 |
| Provision for loan losses | 439,000 | 2,303,000 | 3,156,000 | 4,121,000 |
| Pretax income | 1,263,000 | 1,773,000 | 2,829,000 | 3,452,000 |
| Income tax | 467,000 | 658,000 | 1,049,000 | 1,318,000 |
| Net income | 796,000 | 1,115,000 | 1,780,000 | 2,134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,903,000 | 41,343,000 | 42,129,000 | 43,354,000 |
| Total capital | 41,028,000 | 45,622,000 | 47,003,000 | 48,170,000 |
| Risk-weighted assets | 400,030,000 | 444,740,000 | 456,168,000 | 469,443,000 |