Call reports 2024
NORTH AMERICAN BANKING COMPANY — 2024
What NORTH AMERICAN BANKING COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,266,770,000 | 1,246,264,000 | 1,294,138,000 | 1,358,637,000 |
| Total loans | 682,819,000 | 671,170,000 | 710,125,000 | 736,450,000 |
| Allowance for loan losses | 8,876,000 | 8,608,000 | 8,752,000 | 8,487,000 |
| Securities available for sale | 467,951,000 | 469,326,000 | 482,631,000 | 474,135,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,114,189,000 | 1,074,373,000 | 1,111,856,000 | 1,191,458,000 |
| Interest-bearing deposits | 687,762,000 | 680,398,000 | 665,236,000 | 712,238,000 |
| Noninterest-bearing deposits | 426,427,000 | 393,975,000 | 446,620,000 | 479,220,000 |
| Equity capital | 49,274,000 | 52,641,000 | 71,240,000 | 63,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 12,796,000 | 26,018,000 | 39,829,000 | 55,150,000 |
| Interest expense | 9,029,000 | 18,017,000 | 26,903,000 | 35,011,000 |
| Net interest income | 3,767,000 | 8,001,000 | 12,926,000 | 20,139,000 |
| Noninterest income | 3,374,000 | 6,622,000 | 10,128,000 | 13,560,000 |
| Noninterest expense | 5,833,000 | 11,739,000 | 17,459,000 | 23,886,000 |
| Provision for loan losses | 111,000 | -7,000 | 147,000 | -131,000 |
| Pretax income | 1,308,000 | 2,880,000 | 5,591,000 | 10,205,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,308,000 | 2,880,000 | 5,591,000 | 10,205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,100,000 | 112,672,000 | 115,383,000 | 116,358,000 |
| Total capital | 120,581,000 | 121,829,000 | 124,704,000 | 125,296,000 |
| Risk-weighted assets | 841,096,000 | 825,933,000 | 874,840,000 | 896,449,000 |