Call reports 2023
NORTH AMERICAN BANKING COMPANY — 2023
What NORTH AMERICAN BANKING COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,224,443,000 | 1,228,320,000 | 1,223,783,000 | 1,292,949,000 |
| Total loans | 636,936,000 | 660,304,000 | 670,806,000 | 678,512,000 |
| Allowance for loan losses | 7,871,000 | 8,324,000 | 8,403,000 | 8,726,000 |
| Securities available for sale | 479,255,000 | 464,791,000 | 455,307,000 | 473,376,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,135,284,000 | 1,015,309,000 | 1,062,471,000 | 1,137,190,000 |
| Interest-bearing deposits | 617,475,000 | 562,867,000 | 661,378,000 | 718,645,000 |
| Noninterest-bearing deposits | 517,809,000 | 452,442,000 | 401,093,000 | 418,545,000 |
| Equity capital | 26,941,000 | 38,818,000 | 33,115,000 | 52,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 11,467,000 | 23,634,000 | 36,250,000 | 49,504,000 |
| Interest expense | 6,377,000 | 13,586,000 | 22,306,000 | 31,936,000 |
| Net interest income | 5,090,000 | 10,048,000 | 13,944,000 | 17,568,000 |
| Noninterest income | 3,406,000 | 6,766,000 | 10,150,000 | 13,319,000 |
| Noninterest expense | 5,331,000 | 10,584,000 | 16,002,000 | 21,667,000 |
| Provision for loan losses | 378,000 | 872,000 | 1,067,000 | 1,429,000 |
| Pretax income | 2,765,000 | 5,230,000 | 6,492,000 | 7,220,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,765,000 | 5,230,000 | 6,492,000 | 7,220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,337,000 | 107,802,000 | 109,065,000 | 109,791,000 |
| Total capital | 98,375,000 | 116,399,000 | 118,146,000 | 119,233,000 |
| Risk-weighted assets | 799,515,000 | 833,535,000 | 841,279,000 | 843,359,000 |