Call reports 2022
NORTH AMERICAN BANKING COMPANY — 2022
What NORTH AMERICAN BANKING COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,045,186,000 | 1,076,915,000 | 1,115,647,000 | 1,222,521,000 |
| Total loans | 499,766,000 | 522,385,000 | 566,769,000 | 613,593,000 |
| Allowance for loan losses | 6,449,000 | 6,581,000 | 7,003,000 | 7,597,000 |
| Securities available for sale | 444,379,000 | 471,965,000 | 455,458,000 | 465,553,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 997,143,000 | 941,358,000 | 1,001,211,000 | 1,111,602,000 |
| Interest-bearing deposits | 529,807,000 | 504,008,000 | 510,399,000 | 585,072,000 |
| Noninterest-bearing deposits | 467,336,000 | 437,350,000 | 490,812,000 | 526,530,000 |
| Equity capital | 45,408,000 | 29,477,000 | 11,142,000 | 15,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,577,000 | 14,360,000 | 23,461,000 | 33,773,000 |
| Interest expense | 1,241,000 | 2,914,000 | 5,781,000 | 10,856,000 |
| Net interest income | 5,336,000 | 11,446,000 | 17,680,000 | 22,917,000 |
| Noninterest income | 2,916,000 | 5,876,000 | 9,255,000 | 12,685,000 |
| Noninterest expense | 4,441,000 | 8,950,000 | 13,650,000 | 19,180,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,676,000 |
| Pretax income | 3,511,000 | 7,772,000 | 12,387,000 | 14,748,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,511,000 | 7,772,000 | 12,387,000 | 14,748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,075,000 | 85,184,000 | 87,134,000 | 89,495,000 |
| Total capital | 89,524,000 | 91,765,000 | 94,137,000 | 97,092,000 |
| Risk-weighted assets | 635,565,000 | 674,721,000 | 733,120,000 | 773,195,000 |